How to Know When to Contact a Counselor

There is really no wrong time to talk with a trained budget and credit counselor. 

• Do you spend more than you make each month and need help reviewing your finances?
• Are you financially overwhelmed and struggling to pay your bills each month?
• Has an income reduction made previously manageable debts unmanageable?
• Are mounting medical bills or a recent divorce causing financial strain?

No matter what financial issues you are dealing with, the first and most important thing to remember is that you’re not alone.

Money Management International (MMI) offers a variety of personalized financial services to help consumers gain control of their finances. When you contact MMI, a counselor will work with you to develop a personal financial assessment by analyzing your income, expenses, assets and liabilities. As a team, you and your counselor will work together to create a livable spending plan and establish an action plan for achieving your financial goals.

Contacting a counselor is easy and the appointment is free, so there is nothing to lose.